John Espinosa is a Managing Director and the Head of Sovereign, Municipal, & Emerging Markets Research for TIAA-CREF. Mr. Espinosa is responsible for managing the organization’s global sovereign, municipal, and emerging market corporate fixed income analysts. In addition, he is responsible for covering sovereigns and local markets in Emerging Asia, CIS, Africa and the Middle East. Previously he was responsible for covering Asian corporates and sovereigns. He has covered corporate debt in the EMEA region, and served as an associate portfolio manager for the CREF Bond Total Return group. He joined the TIAA-CREF organization in 2004.  Mr. Espinosa has over 11 years of industry experience including a position in the equity operations area of Nomura Securities International. He has been selected for The Asset Magazine’s “Most Astute Asian G3 Bond Investors” list for six consecutive years, ranked number one in the US in 2011. Mr. Espinosa holds a B.B.A in Economics and International Business from Manhattan College and an M.A. in Economics from Fordham University.